If you decide to enter the Cryptocurrency world, please make sure to use regulated Cryptocurrency exchange. Please make sure the exchange is regulated by trustworthy jurisdiction (not all regulators are alike).

According to the attached Reddit’s forum, Coingather has been inaccessible.

If you cannot check the exchange regulation status by yourself, than please ask your financial adviser.  He or She should know if an exchange is regulated or not. Moreover, don’t forget to ask where the exchange is regulated, as mentioned above, not all regulators are alike.